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Reverse Mortgages & You:

Just the Facts

We are committed to providing seniors with the most comprehensive reverse mortgage information available.

Senior Reverse Mortgage.com

For over 43 years, we have been helping Americans achieve their financial goals. We have consistently maintained an A+ rating with the Better Business Bureau and our clients.

 

Reverse Mortgage Specialists Who Care

Ethics, Experience, Education: Three things that matter to our reverse mortgage specialists. Our specialists truly care about helping seniors reach their goals and improve their quality of life.

Reverse Mortgage Information: What You Need to Know

We believe that education is the first step toward making an informed decision about your financial future. To create this opportunity for our clients, we provide a variety of reverse mortgage information that is easy to access from the comfort and privacy of your own home.


What is a Reverse Mortgage?

The aptly named reverse mortgage is just like a traditional mortgage except that the bank pays the homeowner, rather than the other way around. This innovative financial tool was developed to help seniors access their home's equity without the burden of a monthly mortgage payment.

The most commonly utilized reverse mortgage is the Home Equity Conversion Mortgage (HECM), which features extensive consumer safeguards and is insured by the Federal Housing Administration (FHA).


Reverse Mortgage Eligibility

  • The youngest owner on title must be at least 62 years of age.
  • The home must be your primary residence.
Reverse Mortgage Eligibility FAQs


Free Reverse Mortgage Quote

To learn more about applying for a reverse mortgage, contact a reverse mortgage specialist today for your free, no-obligation consultation or enter your zip code below to find out how much you could receive:

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Reverse Mortgage Pros & Cons


*Loan becomes due and payable in full if insurance or real estate taxes become delinquent or if the property falls into disrepair.

Reverse Mortgage Pros and Cons

Reverse Mortgage Processing

The only unique feature of processing of a reverse mortgage application is the financial counseling in which applicants are required to participate. Once this has been completed, your application will go through the following stages:

Learn more...

Life With a Reverse Mortgage


Reverse Mortgages for Seniors

These homeowners chose the disbursement option that was best for them.


These homeowners were able to find the solution to their unique circumstances.

 

Free Reverse Mortgage Guide

Request or download our free reverse mortgage guide and learn about:

  • Is a Reverse Mortgage Right For You?
  • How a Reverse Mortgage Works
  • Reverse Mortgage Fees
  • Reverse Mortgage Q & A
Request a Guide
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Blog Highlights

Use a Reverse Mortgage to Plan for Your Future

by Victoria Belle-Miller

You're Healthy Now, But Will That Change? A recent study done by the Center for Retirement Research at Boston College regarding healthcare costs for seniors found that older individuals who ...

(continue reading...)

Now is the Time to Refinance Your Conventional Loan with a Reverse Mortgage!

by Victoria Belle-Miller

Say Goodbye to Your Conventional Mortgage Like many homeowners, you may be considering refinancing your current home mortgage in order to take advantage of today’s low mortgage rates. But if...

(continue reading...)

FHA Approval Process Delays Reverse Mortgage Closings for Condominiums

by Victoria Belle-Miller

Abundant Approval Requests Prolong Reverse Mortgage Closings Homeowners may be waiting about 2-4 weeks (which is longer than usual) for the Federal Housing Administration to approve their co...

(continue reading...)

Co-op Properties to be Eligible for Reverse Mortgages

by Victoria Belle-Miller

Reverse Mortgages on Cooperatives Have Been Hard to Find With a cooperative, also known as a co-op, individuals who occupy the building own shares in the building and equally share control a...

(continue reading...)
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Have Questions?

Our specialists are available five days a week:

  • Get answers to your questions.
  • Obtain additional resources.
  • Get help starting your application.

(877)223-9860

M-Th: 8am to 6pm
Fr: 8am to 5pm